Figo Pet Insurance provides comprehensive pet insurance coverage. You have the option of selecting from one of three annual benefits: Essential, Ultimate or Preferred. Optional wellness programs can be selected to provide regular vaccinations and bloodwork. Figo offers a "Pet Cloud", a mobile application that allows you and your pet to manage their health. Access a range of features via the app including a view of your pet's medical records, emergency care advice and reminders about upcoming appointments.
To enroll in Figo pet insurance, you'll need to fill out an online application. This will require you to give your pet's name, breed and zip code. You can also choose to pay an upfront deductible, which will affect your premium. The deductible can be waived with a vet's form. In addition, Figo has a 30-day money back guarantee, which means that you have until the end of the policy's year to file a claim and receive reimbursement.
There are no limits to how many claims you may file. However, Figo does require the visit of a licensed veterinarian. You must also upload any medical records. The insurer will then process your claim, and most claims are settled in less than three business days.
Figo is now available in all 50 US states. Customers can select a deductible between $100 and $1,500, depending on the plan they've chosen. The deductible decreases by $50 for every insured pet that has not been claimed. Additionally, Figo offers a 5% discount for multiple pets. It is not covered if your pet is less than eight weeks old at the time you buy a policy.
Figo offers a GPS collar for pets that can be used to track them. It is ideal for pets that are roaming around. Figo will pay for boarding fees and damage to third-party property if your pet is taken.
Figo policies are designed to cover all major illnesses and injuries, and include emergency care, hospitalization, and specialized treatments. They also cover routine and emergency dental care. You may also be eligible for an extra care pack that covers third-party damage up to $10,000.
Figo also offers coverage for hereditary conditions. According to the insurer's website, hereditary conditions are conditions that have been passed down from one generation to another. However, you will need to check with customer service to verify if your pet is eligible. Figo doesn't have an upper age limit, but most insurance companies have restrictions for new policies.
Figo provides 24/7 live vet chat. The company also offers an electronic filing system and tracking system that makes it easy to submit claims. The app also allows users to access a list recommending pet-friendly places.
The Figo Pet Cloud application is very popular. The app lets you communicate with a live veterinarian and allows you to choose from several reimbursement rates. The app can also provide urgent care advice. You can also use the app to file a claim electronically.