AIG Insurance Travel, formerly Travel Guard, are products of American International Group, Inc. It covers medical expenses incurred while traveling due to illness or injury. It also covers missed or delayed connections, baggage delays, and emergency evacuation. It's important to understand the coverage that is included in your policy to make sure you're fully protected.
CoVID-19 related illness coverage
If you're traveling abroad and have an AIG insurance policy, you may be able to get medical coverage for the COVID-19 pandemic. AIG also offers extra benefits like trip cancellation, interruption and emergency medical coverage. These extra benefits will help you to cope with an unplanned emergency abroad and avoid the need for a return flight.
Your provider will be able to help you regardless of whether COVID-19 is covered by your insurance. They will provide you with all necessary information and documentation to assist you in getting the treatment you require. To ensure that you are covered, you should read your policy.
Missed connection
Missing connections can happen for many reasons, including mechanical problems or inclement weather. A missed connection policy can help you get reimbursed for unused tickets and other travel expenses. In addition to providing financial protection, this coverage can also help you find alternative means of transportation, should your plane experience mechanical difficulties.
Many insurers cover missed connections, although you must verify that your specific policy offers coverage for such situations. There can be a wide range of coverage levels between plans.
Baggage delay
Baggage delay insurance provides financial assistance in the case of luggage delay. It covers the cost of personal items such as clothes, toiletries, and other necessities. It covers reimbursement up to the policy limits, which typically range between $500 and $1,000. You must provide receipts of purchases while you wait for your luggage in order to file a claim. There may be a deductible attached to your claim.
Although some insurance companies provide additional baggage delay coverage, there are limitations on the amount you can claim. For example, your baggage delay coverage won’t cover lost and delayed bags returned after a twelve-hour limit. It is best to read your policy before buying anything. Also, make sure that you include baggage delay benefits.
Emergency evacuation
AIG Insurance offers comprehensive coverage for travel emergencies. The most popular plan offers up to $500k in emergency medical evacuation and 50% reimbursement for trip interruption. There are also add-ons available, such as a pet bundle or wedding package. The inconvenience bundle covers closed attractions and costs of renting a car.
Emergency medical evacuation plans provide coverage for medical transportation and air evacuation. These plans are especially helpful when you travel to remote areas without medical care. You also have the option of repatriation insurance for the relatives of the deceased. Financial assistance is provided for beneficiaries and survivors under the Accidental Death and Dismemberment coverage. Some plans only cover accidents that involve aircrafts such as a plane accident. Some plans also cover delayed or lost baggage