There are many types and options for dog health insurance. You can pick the right coverage for your dog, based on their current health. Dog insurance can be especially helpful for elderly dogs who are in poor health. It covers medical expenses for a variety of conditions, including heart disease, cancer, and dental problems.
Plans of Pets
With a dog insurance plan, you won't have to worry regarding expensive diagnostic tests or veterinary visits. These policies are offered by a variety companies. Many companies offer wellness services to improve your pet’s overall health. The best companies offer comprehensive coverage and offer customization options to fit your budget and pet's medical needs.
Healthy Paws pet insurance policy covers your dog's head to toe. It covers injuries, diseases, and genetic conditions. You can choose whether to include alternative treatments and surgery or to limit the policy to routine exams. Healthy Paws offers both a lifetime and a single accident and illness policy to dogs and cats. There is no per-incident benefit cap, and deductibles range from $100 to $500.
Healthy Paws
Healthy Paws is a well-respected company for dog insurance. It is underwritten by The Chubb Group with a $25 billion surplus. They also have an A+ rating with credit agencies. It is also accredited through the Better Business Bureau. Its customers praise the company's customer service, claims process, and premiums.
Healthy Paws may not cover every medical expense but it will cover urgent care and vet fees. The plan has some limitations. It requires a wait period of at least two weeks and a maximum of 15 days for certain conditions, like hip dysplasia. This plan does not have an annually limit. However, you will need to enroll at least for 15 days. However, this is a smaller disadvantage than many other dog health insurance plans. These require you to be enrolled for at least 15 days before your pet can get coverage.
ASPCA
ASPCA dog health insurance is a great way to protect your dog against unexpected expenses. It has a number of different plans to choose from. Their full-coverage plan covers a large variety of health issues. There are also add ons that provide preventative care and accident-only coverage.
ASPCA dog insurance pays up to 90% of all vet bills. The plans can be modified to suit your needs and budget. You can also select a deductible or reimbursement percentage. You can also choose which veterinarian you would like to use. You can file a claim online or by mail.
XL Specialty Insurance Company
XL Specialty Insurance Company has several options for dogs coverage. Their Whole Pet Plan provides complete coverage for your dogs and includes a $3,000 Emergency Protection Fund. These plans are affordable for up to six pets. You can choose between accident-only coverage or coverage that covers both illnesses and injuries.
Comprehensive plans cover all costs associated with accidents and illness. You can also add wellness coverage. Comprehensive policies include everything, from wellness exams to vaccinations and dental care to behavioral therapy. XL Specialty Insurance Company offers dog insurance at the best prices and can be found in several cities.
Direct Line
Direct Line offers pet owners a variety of options when it comes to dog insurance. These options include flexible policies with optional extras, a fixed excess policy, and flexible policies. These options are beneficial for owners who want lower premiums. Trustpilot has rated the company highly with a rating in excess of 3.8 stars.
If you have more than one pet, you can get a discount. This discount is only valid for the first 12 month of your policy. Premiums tend to rise every year. These plans don't provide lifetime coverage and the maximum benefit per condition is not available. Pet insurance does NOT cover dental care.