There are many things you could do to prepare for an emergency with your pet. Pet insurance is one such thing. You can avoid having to withdraw funds from your emergency savings account. Make sure you are aware of your policy's limits.
Pet insurance can help you save lots of money in the event that your dog or cat becomes ill or is injured. A 2016 study showed that pet insurance can save you a lot of money if your cat or dog is sick or injured. A pet insurance policy can save you from having to dip into the family's emergency funds when it comes to paying for medical treatment.
You can purchase insurance for your pets from several different pet insurance MA providers. Prices for a policy will vary by state. It will depend on how old your pet is and what coverage you need. Many policies offer protection against injury and illness, as well as after-death benefits.
Some pet insurance companies will offer additional coverage for wellness care. Wellness coverage provides coverage for routine checkups, dental cleanings, and flea, tick, and heartworm treatments. This level of coverage is not offered by all insurance companies. It is important to review the fine print and make decisions based upon your pet's current health and your budget.
Some insurers will cover 100% after you reach the deductible. Other plans will offer a 70/30, 80/20 or 70% reimbursement. Consider signing up to a plan that offers a higher reimbursement percentage if you have an expensive vet bill.
Many MA pet insurance companies will offer free quotes. They will require basic information such as your pet's breed, age, and pedigree. Once you have submitted these details, you will receive a free quote. Get a free quote to get an idea of the cost of a policy.
Many pet insurance MA companies also offer optional add-ons, such as burial and lost pet coverage. Another option is to get an accident-only insurance policy. This provides coverage for medical bills, dental, and surgery.
GEICO / Embrace offers a free review of your medical history when you sign up to a policy. This will enable you to identify if your pet suffers from any pre-existing condition, which will then be excluded from most pet insurance plans.
Embrace also offers a money-back guarantee if you're dissatisfied with your policy. For a full refund, you can return your policy in 30 days. Embrace doesn't offer a separate wellness plan, so you will need to find another company if your preference is for wellness care.
Some companies will also reimburse all expenses incurred by your veterinarian. Others insurers will have higher deductibles, which means you'll need to pay more to file a case.