ASPCA, the oldest pet insurer in the US, has a good reputation when it comes to customer satisfaction. The company offers a variety of plans, from accident-only coverage to full coverage. ASPCA provides a 10% reduction on multiple pet policies.
ASPCA has several types of pet insurance, including accident-only, illness and preventative care. The most comprehensive option is the Complete Coverage(sm) plan, which includes accident and illness benefits as well as wellness add-ons.
You will receive reimbursement for unexpected vet expenses after meeting your deductible. You'll be able to choose an annual deductible amount, reimbursement percentage and maximum payout limit.
For example, if you set your deductible at $100, you'll be required to meet that amount before you receive a reimbursement for any claims made during the policy period. On the other hand, you could set your deductible at $500 and you'll be reimbursed for all claims after that amount is reached.
Preventive Care Plans
ASPCA’s preventive plans reimburse regular vet checks, vaccinations, or screenings. This is an excellent way to prevent costly, life-threatening diseases and other health problems.
This is an excellent benefit as many other plans require that you pay a deductible, or wait a certain period of time before they cover preventive visits. ASPCA's prevention care plans are different. There are no deductibles nor waiting periods.
You can access your account and your pet's records via the ASPCA site and app. The local vet finder allows you to search for veterinarians in your area.
ASPCA's pet health insurance is underwritten by Crum & Forster Pet Insurance Group, which has an A+ rating with the Better Business Bureau and a 4.3 out of 5 rating from TrustPilot. Insurance policies are offered for cats and dogs. They also include the ASPCA Healthy Pet Deductible that automatically lowers your pet's deductible each year by $50 if they don't get reimbursed.
The insurance also offers a 10% off for enrolling multiple pets. ASPCA has a fast and easy quote process, as well as a free sample of ASPCA's policy.
Getting a Quote
Visit the ASPCA web site and complete their online form to receive a quote. Then you can customize your premium based on your pet's age, gender and location.
ASPCA also offers a variety of resources about pet care, including breed-specific information and a simple comparison tool. They also offer a mobile app that lets you find a local vet, pay your bill and submit claims. The app can be downloaded for free from either the Apple App Store, or Google Play Store.