Pet insurance is a great way to save money on your pet's medical care. Pet insurance can save you thousands in vet costs over the course of your pet's life. You can have peace of mind, knowing that your pet will receive the best veterinary care at affordable prices.
Best Pet Insurance Colorado
If you're looking for the best pet insurance policy to suit your needs and budget, then it's essential to compare your options. To assist you, we have compared the pet insurance companies in Colorado and found out which ones provide the best coverage options for your pets' unique situation.
Lemonade has been rated as the best Colorado pet insurance. It features a straightforward claim process as well as customizable deductibles. It's also among the few insurance companies that allow you to set coverage limits for each condition, rather than annual ones.
You can also customize your policy with optional add-ons like cancer treatment, emergency boarding, kennel fees, and more. Some plans offer unlimited coverage so that you never have to pay out of pocket for covered vet bills after your deductible is reached.
A great way to lower your costs is to select an insurer with an annual deductible that reduces by $50 each year you go without a claim. This yearly deductible can be used to offset your entire annual cost or part of it, allowing you to save money each month.
Accident-only insurance plan: If you want a basic insurance plan, an accident-only policy will cover everything from hospitalization and surgery to radiology and bite wounds. This type is less expensive that an accident and illnesses plan which offers more comprehensive cover for things such as cancer, hereditary disorders, general health.
Essential plan: An essential plan offers the best protection. It has all the advantages of an accident only plan, plus cancer treatments, congenital conditions, and hereditary illnesses. A wellness add-on is available for items such as vaccines, prescription medications, and prescription food.
Healthy Paws offers a variety of plans including accident-only, top tier, and essential. Its accident-only plan can cost as low as $10 a month and includes things like alternative therapies, bite wounds, broken bones, hospitalization, surgeries and radiology services.
Figo is another top choice for those who want quick coverage. With a 24-hour waiting period, Figo's accident-only and essential plans kick in faster than other pet insurance options in the state. Also included is an Extra Pack which includes end-oflife expenses, cancellation fees for vacations, liability coverage against third party property damage, and much more.
The cost of pet insurance in Colorado can vary greatly depending on the age, breed and location of your dog. Insurance can become more costly for some dogs and cat breeds because of their higher likelihood to need veterinary care. Some insurance companies charge higher premiums to older pets. Others have different rates based on the breed of dog or cat.