Healthy Paws Pet Insurance covers as little as 90% of your pet’s medical costs. This plan has no lifetime, annual, or per-incident payout caps. The plan does have some limitations, such as the inability to cover preexisting medical conditions. Here are some of the things you should keep in mind when choosing this pet insurance plan.
Exclusions from coverage
Healthy Paws pet insurance coverage does not cover common medical expenses. Not all medical conditions are covered. This includes elective procedures, behavioral modifications and therapy. Pre-existing conditions will not be covered. For complete details, consult your policy documents.
Healthy Paws insurance does not cover pre-existing conditions, anal gland expression, or elective procedures. It does, however, cover dental care and extractions as well as reconstructive surgery.
Coverage limitations
Healthy Paws offers pet insurance coverage that covers a wide range of animals. However, the policy has its limitations. For example, the insurer may not pay for a hip examination if your pet has a pre-existing condition. You may find it more beneficial to purchase an additional wellness plan from a different provider in such cases.
Healthy Paws does not cover routine veterinary care or preventative care. Therefore, you will be responsible for out-of pocket expenses for regular dental care, annual checkups, spay and neuter procedures, and other routine veterinary care costs. The 12-month waiting period is required before the insurer will pay for benefits for hip dysplasia, or any other related issues.
Cost of coverage
The cost of Healthy Paws insurance for pets varies depending upon the plan. The company offers coverage for hip dysplasia, dental disease, and wellness care. Pre-existing conditions might not be covered by the plan. You can adjust your deductible and adjust your monthly premiums.
Healthy Paws pet insurance is less expensive than traditional insurance plans for cats. A young cat's monthly coverage can start at $15 per month. Insurance for older cats can be as high as $90 per calendar month. The company allows coverage for up to 14 years old pets, but the reimbursement percentage is limited. Pets over the age of 14 years may be eligible for 60% reimbursement.
Review of Healthy Paws Pet Insurance
If you are looking for pet insurance, make sure it covers all the costs associated with your pet's healthcare, including diagnostic tests. Fortunately, Healthy Paws is a top-rated insurance provider with a solid reputation and good customer service. The Better Business Bureau accredited the company. Customers were very pleased with Healthy Paws's coverage, policies, and claims process.
Healthy Paws' claims process is quick and easy, with no waiting periods. Customers can easily get an online quote within minutes. Then, they can choose the deductible level and the reimbursement amount that interests them. You can then buy a policy directly from the website.