Visitors insurance currently covers only a small number of services and is based upon a very limited range of insurance companies. These plans are typically more expensive than domestic and are only offered at specific times of the year. Visitors to the U.S. are allowed to be in the country at any time, not only for short-term stays.
USA-HealthCare
Visitors to the United States can get coverage through the Visit USA-HealthCare plan. These plans offer pre-defined medical benefits as well as emergency services for up 364 days. You can access treatment from any U.S. doctor or hospital during this period. USA HealthCare offers three levels, including individual and family plans.
The cost of individual health insurance plans varies. Many are affordable, depending on the level of coverage that the policy offers. Your pre-existing health conditions might need to be considered. You will need to choose insurance that is right for you and your budget.
Liaison Travel Choice
Liaison Travel Choice insurance for visitors covers a wide range of medical needs. This plan is suitable for individuals and families travelling outside of their country. This plan covers children of unmarried parents. It also pays up to $30,000 for covered medical expenses. Emergency medical evacuation is also covered by the insurance. Liaison Travel Choice offers coverage for trips lasting anywhere from 5 to 364 days. The PPO network allows visitors to visit any doctor for medical care.
Visitors have the option to choose from Liaison Travel Plus Plan or Basic Plan. Liaison Travel Medical Plan is designed for short-term, international travel. It covers illnesses and injuries occurring outside the United States. The coverage periods range from 5 to 364 day, and it is accessible to travelers under the 74 age. The plan includes customizable emergency medical coverage as well as a deductible.
Atlas America
Atlas America's visitor Insurance plan might be the right choice for you if you are traveling to the United States. This plan covers both hospitalization and outpatient treatment. This plan does not cover all costs. This insurance can be purchased online so you can start getting coverage as soon as possible.
This visitor health insurance plan is part United Healthcare PPO network. The network provides access and support to many medical professionals in the United States. These providers charge network-negotiated fees to the insurance company, which is often less than regular rates. For a quote, you will only need to provide a credit score, date of your birth, name and passport number.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance provides protection for medical expenses for foreigners traveling to the USA. This plan covers medical costs for visitors up to the age of 19 who need medical attention in the U.S. It also covers temporary stays in the U.S. for eligible medical expenses. You can also get instant ID cards or proof of coverage with this plan.
This comprehensive insurance plan covers medical expenses for foreign tourists, as well as acute onset of preexisting conditions. The plan is available for 5- to 9-day stays. It can also be renewed for another year. The maximum policy amount is $50,000 and the policy can be renewed for an additional two years.
International Major Medical Plan
Consider purchasing an International Major Medical Plan (IMMP) insurance policy if your purpose is to visit the United States. This type of coverage can cover up to $1,000,000 for out-of-pocket medical expenses. You also get trip cancellation, evacuation and lost luggage benefits. Some plans provide coverage for terrorist and war crimes. Some policies offer coverage for amateur and professional sports. International Major Medical Plan policies provide coverage for both cardiac and cancer care.
The Elite Plan covers pre-existing condition. This type of insurance covers doctor visits, blood tests, urgent care, and specialty care. This type of insurance also covers medications prescribed by doctors.