As the oldest pet insurance provider in the country, ASPCA has an excellent reputation for customer satisfaction. It also provides a wide variety of plan options, ranging from accident-only to full coverage. ASPCA also offers a 10% discount for policies that cover multiple pets.
ASPCA offers a number of types of pet health insurance, such as illness-only coverage, preventative and accident care. The most comprehensive option is the Complete Coverage(sm) plan, which includes accident and illness benefits as well as wellness add-ons.
After you have met your deductible, you will be reimbursed for any unexpected vet costs. You will be able choose a maximum payout, a reimbursement percentage, an annual deductible and if you want to pay a higher amount.
If you choose a $100 deductible, you will be required to pay that amount in order to receive reimbursement for claims you make during the period of your policy. On the other side, if you set your $500 deductible you will receive reimbursement for any claims made after this amount has been reached.
Preventive Care Plans
You can get reimbursed by ASPCA for routine vet visits, vaccinations and health screenings. This is a great way to help prevent expensive, life-threatening illnesses and other health issues from developing.
This is a big benefit, since most other insurance plans require a waiting time or a deductible to cover preventive care. ASPCA’s preventive plans, on the other hand, have no deductibles, and there are no waiting periods. They're a good option for pet owners with pets who might be prone serious conditions.
You can use the ASPCA's website and app to manage your account. You can also submit and track claims as well as manage your pet’s health records. The local vet finder allows you to search for veterinarians in your area.
Crum & Forster Pet Insurance Group is the company that underwrites ASPCA's Pet Health Insurance. The group has an A+ with the Better Business Bureau as well as a 4.3 from TrustPilot. Both cats and canines are covered by its insurance policies, and the ASPCA Healthy Pet Deductible automatically lowers their annual deductible for each year in which they do not receive a refund.
The insurance also offers a 10% off for enrolling multiple pets. ASPCA provides a quick quote and a free example policy.
Requesting a quote
To get a quote, visit the ASPCA's website and fill out an online form. You can then adjust your premiums based on the age, gender, and location of your pet.
The ASPCA has a website that offers a lot of additional information about pet's health. This includes breed-specific tools and comparing them. The ASPCA also offers a mobile application that allows you to find a veterinarian in your area, pay for the bill, and submit claims. Its app is available for download from Apple App Store or Google Play Store.