Travel Guard is the name of the product offered by AIG Travel. The company is a member of the American International Group, Inc. The company offers a variety of travel plans, with different levels of coverage. These plans can be found here, as well as the pricing. The plans also include add-ons.
AIG Travel Guard offers several plans
AIG Travel Guard offers many options when it is comes to travel plans. The Essential Plan, while being the most affordable option, still provides excellent coverage. It covers 100% of the cost for a trip that is cancelled or delayed by a covered event. The plan also provides medical coverage.
The AIG Deluxe plan is the most comprehensive and provides coverage up to $150,000 for cancellations or interruptions of trips. It also offers $1,000,000 in emergency medical evacuation. It also covers the costs of delayed baggage and provides up to $200 per day reimbursement.
Price
AIG Travel Guard, a policy offering comprehensive travel insurance, provides comprehensive coverage including baggage delay, trip cancellation and emergency assistance. This policy is fairly affordable, with a range of coverage options. The average annual cost for the Preferred policy is $229. Other features include concierge services, trip interruption, and medical coverage.
AIG Travel Guard offers three main options: Essential, Deluxe, and Preferred. Each plan provides different coverage and medical evaluations. These policies offer superior coverage for primary medical coverage. If you buy your plan within 15 calendar days of travel, you will also be covered for pre-existing conditions. These policies also work well for international travel.
Add-ons
Travel Guard offers a variety of add-ons. These can include a pet bundle, a destination wedding package, and an adventure travel package. The Pet Bundle includes coverage for vet bills and boarding for your pet while you travel. The wedding package includes trip cancellation and interruption coverage. The Adventure add on removes any concern about exclusions. It focuses instead on increasing coverage.
AIG Travel Guard has several add-ons that can be added to your policy. They can be added to any plan, but they may vary in price and availability. Some of these add-ons are included in the Preferred and Deluxe plans. Some add-ons can be added at an additional cost. Most popular add-ons for rental car damages and emergency assistance are:
The coverage level
It is important to be clear about what your travel insurance covers when you buy it. Some policies offer coverage for medical expenses when you're in hospital overseas. Others cover cancellations prior to travel and baggage delays as well as emergency medical evacuation. Each company's travel insurance policy covers different things.
Travel Guard's base plan includes cancellation and disruption coverage, as well basic post-departure protection. While the coverage is adequate, it's not comprehensive. In particular, the medical coverage is limited to $15,000. Additionally, it doesn't include optional CFAR coverage. Upgrade to the premium plan, if you have concerns about your coverage.