The current system of visitors insurance only covers a handful of services and is dependent on a restricted number insurance companies. These plans can be more expensive than domestic insurance and only available during certain seasons. Visitors to the U.S. are allowed to be in the country at any time, not only for short-term stays.
Visit USA-HealthCare
Visitors to the United States can get coverage through the Visit USA-HealthCare plan. These plans offer pre-defined health benefits and emergency service for up to 364 Days. You can get treatment at any U.S. hospital or doctor during this period. USA-HealthCare offers three levels of coverage: individual, family and group.
Individual health insurance plans vary in price. Many are affordable, depending on the level of coverage that the policy offers. Pre-existing medical conditions may be a factor. It is important to find the right insurance plan for you.
Liaison Travel Choice
Visitors can get Liaison Travel Choice insurance to cover a variety of medical conditions. It is available to both individuals and families that travel abroad. It covers spouses and dependent children. It also covers covered medical expenses upto $30,000 The insurance also covers emergency medical evacuation. Liaison Travel Choice offers comprehensive coverage to cover trips lasting up to 364 days. For medical care, visitors can visit any doctor in the PPO network.
Visitors can choose from the Basic Plan, Liaison Travel Plus Plan, and Liaison Travel Medical Plan. The Liaison Medical Plan is intended for international, short-term travel. It includes coverage for illnesses and injuries that occur outside the United States. It is available to anyone under the age of 75 and has a coverage period that ranges from 5 to 364 Days. You can customize your emergency medical coverage and the deductible.
Atlas America
For travelers traveling to the United States, Atlas America's visitor insurance plan may be just what you're looking for. This plan covers hospitalization and outpatient care. This plan does not cover all costs. Fortunately, you can get this insurance online, and start enjoying coverage tomorrow.
This visitor health insurance plan is part United Healthcare PPO network. The network provides access and support to many medical professionals in the United States. Those providers within the network bill the insurance company directly, and charge network negotiated fees, which are usually lower than the regular rates. You will need a credit or debit card number, your name, passport number, travel dates, and your date of birth to receive a quote.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance provides protection for medical expenses for foreigners traveling to the USA. This plan covers medical expenses of visitors over 19 who are required to receive medical care in the U.S.A, including emergency services. The insurance covers temporary stays in the U.S. and 100% of eligible medical costs up to the policy limits. This plan also includes instant ID cards, proof of coverage, and proof of insurance.
The comprehensive insurance plan covers all medical expenses for foreign travellers, even pre-existing conditions. The plan is available for 5- to 9-day stays. It can also be renewed for another year. The policy can be renewed every two years and the maximum policy amount cannot exceed $50,000.
International Major Medical Plan
If you are visiting the United States on a short-term basis, you should consider purchasing an International Major Medical Plan insurance policy. This coverage provides up to $1 million for out-of–pocket medical expenses. It provides benefits for trip cancellation, evacuation, and lost luggage. Some plans include coverage for war or terrorism. Some plans offer coverage for both professional and recreational sports. International Major Medical Plan policies also provide coverage for care related to cancer and cardiac health.
The Elite Plan covers pre-existing condition. This type of insurance covers doctor appointments, blood tests, urgent and specialty care. This type of insurance also covers medication prescribed by doctors.