AIG Insurance Travel, previously known as Travel Guard, was a product by American International Group, Inc. It covers travel medical expenses in the event of illness or injury, including COVID-19. It also covers missed or late connections, baggage delays, and emergency escape. It is crucial to fully understand your policy's coverage to ensure that you are protected.
CoVID-19 related illness coverage
AIG may offer medical coverage to cover the COVID-19 pandemic for those who are traveling abroad if they have an AIG policy. AIG offers additional benefits such as trip cancellation and interruption coverage, emergency medical coverage, and trip cancellation and disruption coverage. These coverages can help you get through an emergency situation abroad without having to worry about booking a flight home.
Regardless of whether your insurance company offers coverage for COVID-19, you'll want to contact your provider. They will provide you with all necessary information and documentation to assist you in getting the treatment you require. You should also make sure you read through your policy to make sure that you're covered.
Missing connection
Missed connections could be caused by a variety reasons, such as mechanical issues or inclement conditions. A missed connection policy can help you get reimbursed for unused tickets and other travel expenses. In addition to providing financial protection, this coverage can also help you find alternative means of transportation, should your plane experience mechanical difficulties.
While many insurers will cover missed connections you should make sure that your specific policy includes coverage for these situations. Different plans may offer different levels of coverage.
Baggage delay
Baggage delay cover provides financial assistance in the event of a delay in the arrival of your luggage. It covers personal goods such as clothes, toiletries, etc. It will reimburse you up to the policy limit. This usually amounts to $500 to $1,000. To file a claim, you must show receipts for all purchases made while you were waiting for your luggage. A deductible may be applicable to your claim.
Although some insurance companies provide additional baggage delay coverage, there are limitations on the amount you can claim. For instance, your baggage delay coverage won't cover lost or delayed bags returned within a twelve-hour time limit. You should always review your policy before you purchase anything. Make sure it contains baggage delay benefits.
Emergency evacuation
AIG Insurance has comprehensive coverage to cover travelers' medical emergencies. The most popular plan covers up to $500k in emergency medical care and 50% reimbursement for trip cancellations. The company also offers add-ons such as a wedding or pet bundle and inconvenience bundle, which covers closed attractions or the cost of a rental vehicle.
You can get coverage for air evacuation and medical transport with an emergency medical evacuation plan. They're especially useful when traveling to remote locations without access to medical care. Other coverage options include repatriation coverage for the family of the deceased. Coverage for accidental death or dismemberment provides financial assistance for survivors and beneficiaries. Some plans do not cover accidents involving aircraft, like a plane collision. Other plans cover lost or delayed baggage.