It is essential to have pet insurance for your pet. Pet insurance can cover a range of services including dental care, treatment for serious injuries or illnesses, and prosthetic devices such as wheelchairs.
You have a variety of options when looking for pet insurance in New York City. You can choose from simple policies to more comprehensive ones.
Lemonade
With a simple to use website, Lemonade is an easy way to take care of all your pet's needs. The insurance is flexible and affordable for pets aged up to 13. It also provides discounts for pets who are seniors or a member of the military.
Spot
This New York provider offers a convenient, user-friendly service to pet owners. The process of filing a claim is extremely simple. You can also send a veterinarian's bill straight from your cell phone. You will then be reimbursed, as long as your deductible is met.
Trupanion
This insurance company strives to provide the most extensive coverage available in the industry. It covers accidents that occur unexpectedly, hereditary or congenital conditions, and other illnesses. Trupanion's direct payment software allows vets to submit claims and receive reimbursements from Trupanion almost instantly.
Embrace
Embrace Insurance is another provider that offers a range of deductibles as well as annual coverage levels. The policy covers alternative therapies, such acupuncture and chiropractic care. It will also pay for exam costs and reimburse behavioral treatments, provided that a vet has prescribed them. The 180-day period of waiting before orthopedic injuries are covered can be waived if your pet is examined by a veterinarian within 14 calendar days of signing up for the policy.
Many Pets
Many Pets, unlike many other companies, does not limit coverage for pre-existing conditions in dogs or cats. The company provides an accident and illness insurance policy, with several deductible choices. Its yearly benefits range from $500 to unlimited.
MetLife
MetLife's policies for accident and sickness are not as easy to use as those of other providers, despite its excellent service and low rates. The claim form must be downloaded, filled out and sent in digitally or via mail. Also, the benefits for wellness are not clearly described online. For more information, contact the company.
Wagmo
Founded in 2017 in New York City, Wagmo is a relatively new and tech-focused provider. The company offers a number of convenience features, including the ability to upload your bills from your smartphone and receive payments via Venmo or PayPa.
A wellness plan is also available that includes vaccinations, regular checkups, and pet medication. These plans, which are offered in addition its pet insurance in New York, can range from $12 to $36 per month.