Figo Pet Insurance provides comprehensive coverage for pets. You can choose from three annual benefit options: Ultimate, Preferred, or Essential. Optional wellness programs can be selected to provide regular vaccinations and bloodwork. Figo's "Pet Cloud", a mobile app that lets you manage your pet's health, costs a minimal monthly fee. The app offers a number of features including an overview of your pet's medical history, emergency care advice, reminders, and reminders for upcoming appointments.
You will need to complete an online application in order to enroll in Figo pet coverage. In order to enroll in Figo pet insurance, you will need to fill out an online application. You can also choose to pay an upfront deductible, which will affect your premium. The deductible can be waived with a vet's form. Figo also has a 30-day money back promise. This means that you have 30 days to file a complaint and get reimbursement.
There is no limit on how many claims you can file. However, Figo does require you to see a licensed veterinarian and upload any relevant medical records. Your claim will be processed by the insurer within three business days. Most claims can be settled in under three business days.
Figo is available in all 50 states. Customers can choose from a $100 to $1,500 deductible depending on their plan. This deductible is reduced by $50 for every year your pet has been insured without a claim. Figo also offers a 5% discount for multiple animals. If your pet is younger than eight weeks, the policy won't cover them.
Figo provides a GPS pet collar free of charge that allows you and your pet to track each other. This collar is great for pets who are constantly roaming. Figo covers the cost of boarding and third-party property damages up to $10,000 per policy in case your pet is stolen.
Figo policies provide coverage for all major illnesses and injuries. These policies include hospitalization, emergency treatment, and specialized treatments. They also cover veterinarian exams, and non-routine dental care. Some plans are also paired with an extra care pack, which includes third-party property damage up to $10,000.
Figo also covers hereditary disorders. The website of Figo describes hereditary diseases as conditions passed on from a cat or dog's genes. However, customer service can confirm that your pet qualifies. Figo does not have an age limit. However, most insurance companies have restrictions regarding new policies.
Figo provides 24/7 live vet chat. The company offers an electronic filing and tracking system, so it's easy to submit claims. You can also access a listing of pet-friendly areas through the app.
The Figo Pet Cloud application is very popular. The app allows you to communicate with a live veterinarian, and you can choose from several reimbursement rates. The app can also provide urgent care advice. When it comes time to make a claim, you can use the app to send a claim, and the company will pay it electronically.