Insurance for visiting parents is a great way to ensure that your parents receive the best medical care and coverage in the event of an emergency. It can also help pay for a trip cancellation or interruption in case of unexpected circumstances.
Visitorguard(r), offers a number of travel insurance policies that can be tailored to meet your specific needs. You can choose the best plan for your parents based on their length of stay, their medical history, their age and what they need in terms of medical coverage.
Health Insurance for Visiting Parents to Usa
A good health insurance policy is crucial to avoid financial hardship in an emergency. A medical crisis can quickly bankrupt your family. You may have to pay a lot of money for your parents to receive treatment while they are in the United States.
Acute Onset Pre-Existing Conditions
Most visitors' insurance policies do not provide coverage for acute onset of pre-existing conditions. Insurance companies do not want to be exposed to the high cost of treating these medical problems.
However, some visitor's insurances do provide a limited amount of coverage for acute onset of pre-existing ailments. Parents who already have a medical condition may find that they can access much more coverage.
A good visitor's insurance policy will include coverage for a wide range of emergencies, including flight delays or lost baggage, and will be able to reimburse your parent for any expenses that may arise. It will also help your parent receive timely medical attention if they become ill or injured while abroad, as they will be able to receive treatment before the onset of a serious illness.
Covid-19 is a pandemic, or global, virus that has caused many health problems. You should purchase travel insurance to cover the covid-19 virus if your parents will be traveling at this time.
Return of Remains
The travel medical policy covers the funeral and any other expenses of your parent if they pass away abroad. The plan will also help with the return of their remains to their home country, as well as cover the cost of a local burial or cremation.
Telemedicine
Another important benefit of a travel medical insurance policy is telemedicine. This coverage allows your parent to receive medical care via telephone, fax or email.
This insurance can be especially helpful to older parents, who may not be able to afford traditional medical care. Many doctors refer their patients to specialists outside of their network. These visits are covered by your parents' insurance.
Purchase travel insurance for your parents to cover a period up until 365 days. You can purchase either option online or by phone. Both are easy and quick to use.