ASPCA is the oldest provider of pet insurance in the United States. It has a great reputation with customers. The company also offers several plan options that range from accident-only insurance to full protection. ASPCA discounts policies by 10% for multiple pets.
ASPCA has several types of pet insurance, including accident-only, illness and preventative care. Complete Coverage (sm) is the most comprehensive insurance plan. It includes illness and accident benefits, along with wellness add-ons.
You will receive reimbursement for unexpected vet expenses after meeting your deductible. You'll be able to choose an annual deductible amount, reimbursement percentage and maximum payout limit.
As an example, if your deductible is $100, you must meet this amount before receiving a reimbursement. On the other hand, you could set your deductible at $500 and you'll be reimbursed for all claims after that amount is reached.
Preventative Care Plans
You'll get reimbursed for your regular vet visits, vaccinations, and screenings with ASPCA preventive care plans. It's a great way of preventing expensive, life-threatening ailments and other health issues.
This is a big benefit, since most other insurance plans require a waiting time or a deductible to cover preventive care. ASPCA plans for preventive care have no deductibles.
You can access your account and your pet's records via the ASPCA site and app. It has a local veterinarian finder, which allows you to look for nearby vets.
Crum & Forster Pet Insurance Group is the company that underwrites ASPCA's Pet Health Insurance. The group has an A+ with the Better Business Bureau as well as a 4.3 from TrustPilot. Its insurance policies are available in both cats and dogs and include the ASPCA Healthy Pet Deductible, which automatically reduces your pet's annual deductible by $50 each year they don't receive a claim reimbursement.
This insurance offers other benefits, such as no medical records and no vet exams. You can also get a 10% discount if you enroll more than one animal. ASPCA offers a simple quote process as well as a sample policy.
Quotes
To get a quote, visit the ASPCA's website and fill out an online form. You can then customise your premium depending on your pet’s age, its gender and where it lives.
The ASPCA website has a wealth of information on pet health. It includes breed-specific resources, as well as a comparison tool that is easy to use. You can also download a mobile app to pay your vet bill, submit claims and find local veterinarians. Its app is free, and it can be downloaded from the Apple App Store or Google Play Store.