Pregnancy is a special time of your life and it's important to ensure that you are covered in case something goes wrong during your travels. There are many pregnancy travel insurance options that can make your journey more comfortable and safe.
How much travel insurance do I need when pregnant?
Pregnant Women often want to escape their daily routine and spend some sun time. Because there are so may factors that affect the health of a mother-to-be, it can be difficult to choose which travel policy is right for you.
There are many insurers that offer pregnancy travel insurance, but you need to find one that fits your needs. You will need to know how many weeks you are pregnant and what your insurer will cover.
Does Pregnancy Travel Insurance Include Complications in Pregnancy?
Most travel policies do not cover pregnant women with underlying medical conditions. Pre-eclampsia or recurrent miscarriage are examples. Some also won't cover complications that have already occurred, such as a premature birth or postnatal depression.
Does Pregnancy Travel Insurance provide coverage for me when I travel abroad?
In general, travel insurance does not cover pregnancy abroad. Some travel insurance policies do provide a limited amount of coverage, for example, pregnancy cover only during the first six months of pregnancy.
Consult your doctor before you fly overseas if pregnant. You can ask them about the risks of traveling to areas where Zika is spreading, or when it is safe to do so.
Pregnancy and International Travel Insurance
In terms of international travel, a pregnancy is one good reason to look at a policy for annual multi-trips. This way, you don't have worry about purchasing additional travel coverage every time you go on vacation.
What's more, most annual multi-trip policies will cover you for pregnancy complications up until a certain stage in your pregnancy, or until the end of the policy period (which is usually around 26 weeks). Buggy advises that you should check when your policy covers pregnancy complications with your insurance provider.
Are You Planning a Babymoon?
A babymoon refers to a trip an expecting couple plans during their last trimester. The couple wants to share their special bond and celebrate their pregnancy.
It is important to plan your trip carefully during the final trimester of pregnancy. Complications are more likely to occur. Get a letter from a doctor confirming your fitness to travel if you plan to travel in the final trimester.
In the case of pregnancy, doctors generally recommend that you avoid traveling if any work-related complications arise. Your obstetrician-gynaecologist will be able to give you more advice on what's best for you and your baby.