There are many ways to ensure that your pet is safe and well taken care of in case of an emergency. Pet insurance is one of these things. This can protect you from the need to draw on your emergency savings fund, which you may not wish to do. Make sure you are aware of your policy's limits.
If your cat or dog becomes sick or injured, pet insurance can help you save a lot of money. A study in 2016 found that $15 billion was the average cost to treat a dog or cat in the United States. A pet insurance policy is a great way to save money on medical bills.
There are many MA pet insurance providers that offer insurance. The costs for a policy can vary from state to state, and will depend on the age of your pet and the amount of coverage you need. Many policies provide coverage against illness and injury, and may offer after-death indemnity.
Some pet insurance companies provide additional coverage for wellness. Wellness coverage offers coverage for routine checks, dental cleanings, flea, tick, heartworm treatment, and regular checkups. But not all insurance companies provide this level coverage. It is important to check the fine print and make your own decisions based on your pet's health condition and your budget.
While some insurers will cover 100% of your vet bills once you have met your deductible, others will only reimburse 70/30 or 80/20. Consider signing up to a plan that offers a higher reimbursement percentage if you have an expensive vet bill.
Many MA pet insurance companies will offer free quotes. They will also require some basic information about your pet, including its breed, age, and pedigree. Once you have provided these details, you'll receive a quote. A free quote will allow you to see how much you could pay for a policy.
Many MA pet insurance MA companies offer optional add-ons such as lost and burial coverage. An accident-only policy provides coverage for dental and surgical expenses.
For example, GEICO / Embrace will give you a free medical history review when you sign up for a policy. This will help determine if your pet may have pre-existing health conditions.
If you aren't satisfied with your policy or Embrace has a money back guarantee. You can return your policy within 30 days for a full refund. But Embrace does not offer a separate wellness policy, so you'll need to choose another company if you want wellness care.
Some insurance companies will pay all costs incurred by your veterinarian. Others insurers will have higher deductibles, which means you'll need to pay more to file a case.