There are many types of dog health insurance. Based on your dog's health, you can select the coverage that is most beneficial for him or her. Dog insurance is especially useful for dogs in their senior years. It covers medical expenses for a variety of conditions, including heart disease, cancer, and dental problems.
Plans for Pets
With a dog insurance plan, you won't have to worry regarding expensive diagnostic tests or veterinary visits. These policies can be obtained through many companies. Many companies offer wellness services to improve your pet’s overall health. The best companies provide comprehensive coverage and can customize to meet your pet's needs and budget.
Healthy Paws' pet health insurance policy covers a dog from head to paw. It covers injuries, diseases, and genetic conditions. You can select whether to include surgery and alternatives or limit the coverage to routine examinations. Healthy Paws offers both a lifetime and a single accident and illness policy to dogs and cats. The policy doesn't have a per incident benefit cap and can be deductibles as high as $500.
Healthy Paws
Healthy Paws, a company known for providing dog insurance, is trusted. The Chubb Group underwrites the policies. This group has a $25 Billion surplus and an A+ rating from credit rating agencies. It is also accredited with the Better Business Bureau. Its customers are very pleased with the company's customer support, claims process, premiums, and customer service.
Although Healthy Paws doesn't cover all medical expenses, it does cover vet visits and emergency care. However, it does have some limitations, including a waiting period of two weeks or 15 days for conditions like hip dysplasia. The plan does not have an annual limit. You must enroll for at most 15 days. However, this is less of a disadvantage than some other dog health insurance plans, which require that you enroll for a full year before your pet can receive coverage.
ASPCA
The ASPCA can provide you with insurance to cover your dog for unexpected costs. There are many options to choose from. It covers a wide range of health issues. There are also plans with add-ons to cover accidents and preventative care.
ASPCA dog insurance pays up to 90% of all vet bills. These plans can be customized to provide the coverage you need, depending on your budget. You can also choose an annual deductible and reimbursement (co-insurance) percent. You have the option to choose any veterinarian that you wish. You can send a claim online and by mail.
XL Specialty Insurance Company
XL Specialty Insurance Company has several options for dogs coverage. Their Whole Pet plan provides comprehensive coverage for your dogs, including a $3,000 emergency protection fund. These plans are affordable, and can cover up 6 pets. You can choose from accident only coverage, or coverage for both illnesses and accidents.
Comprehensive plans cover all expenses associated with illness and injuries. Your policy can include wellness coverage. Comprehensive policies include everything, from wellness exams to vaccinations and dental care to behavioral therapy. XL Specialty Insurance Company has many locations that offer the best dog health insurance.
Direct Line
Direct Line offers pet owners a variety of options when it comes to dog insurance. These options include flexible policies with optional extras, a fixed excess policy, and flexible policies. These options can be beneficial to owners seeking lower premiums. Trustpilot rates the company highly, giving it a rating of 3.8/5 stars.
If you have more than one pet, you can get a discount. However, the discount is only good for the first 12 monthly period of your policy. Premiums tend to rise every year. These plans don't provide lifetime coverage and the maximum benefit per condition is not available. Pet insurance does NOT cover dental care.